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Collateralizing Your Investments: Access Liquidity Without Selling Your Portfolio

Collateralizing Your Investments: Access Liquidity Without Selling Your Portfolio

by George C. McCabe, CPA | Oct 10, 2025 | Investment Management

Collateralizing your investment account means borrowing against eligible securities to create short-term liquidity without selling your holdings. When used thoughtfully, this securities-based lending strategy can bridge a funding need while preserving your long-term...
Four Alternatives to Cash in Your Checking Account

Four Alternatives to Cash in Your Checking Account

by George C. McCabe, CPA | Oct 10, 2025 | Investment Management

When interest rates rose significantly in 2022, it changed the calculus for idle cash. Keeping large balances in checking for bill pay and convenience often means missing out on materially higher yields available elsewhere. Here are four practical, higher-yield...
How Are Trust Distributions Taxed?

How Are Trust Distributions Taxed?

by George C. McCabe, CPA | Jul 24, 2025 | Generational Planning

A few years ago, I had a client (let’s call him John) with a sizable estate who unfortunately passed away earlier than he or his family had anticipated. As part of John’s estate plan, he decided to bequeath a portion of his assets to his four children that was to be...
Do You Need a Trust? Key Considerations to Help Your Decision

Do You Need a Trust? Key Considerations to Help Your Decision

by George C. McCabe, CPA | Jul 9, 2025 | Generational Planning

When it comes to trusts, there is a misconception that if you do not have one you do not have an estate plan. Everybody has an estate plan. Whether they choose beneficiaries or draft documents as part of that estate plan is another matter entirely. For those that...
What to Do Financially After a Loved One Passes (Checklist Updated for 2025)

What to Do Financially After a Loved One Passes (Checklist Updated for 2025)

by George C. McCabe, CPA | Jul 9, 2025 | Generational Planning

First of all, if you are reading this because your spouse or loved one has recently passed, our firm would like to express condolences to you and your family. We recognize that losing a loved one can be the most difficult experience we go through during our lifetimes....
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Copyright 2025 McCabe & Associates, Inc. This is not a solicitation for sale of securities in any jurisdiction. McCabe & Associates is located at 9480 Enterprise Drive, Suite 1, Mokena, IL 60448. This site is published for residents of the United States only. While McCabe & Associates may provide services virtually to clients outside of Illinois, such services can only be offered in states or jurisdictions where the firm and its representatives are properly registered or exempt from registration. Not all of the products and services referenced on this site may be available in every state or through every representative listed. For additional information, please contact the representative(s) listed on the site or visit the Cetera Wealth Services website at https://cetera.com/cetera-wealth-services/disclosures. Registered Representative offering securities through Cetera Wealth Services, LLC, Member FINRA / SIPC. Investment advisory services offered through AdvisorNet Wealth Partners, a registered investment adviser. Cetera is under separate ownership from any other named entity. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice.