by McCabe & Associates | Sep 27, 2016 | Financial Planning, Insurance, Risk Management
According to the Social Security Administration, a 20-year old has a 1 in 4 chance of becoming disabled before reaching age 67 (SSA, 2015). While the Social Security Administration does provide some disability benefits, their average payout doesn’t always cover the...
by McCabe & Associates | Sep 15, 2016 | Financial Planning, Insurance, Life Insurance, Risk Management
When it comes to life insurance, the two most popular types are term and permanent policies. But which policy is best for you? Term life insurance is temporary; it provides a death benefit for a specific term, such as 10, 20, or 30 years. Unlike other types of life...
by McCabe & Associates | Sep 7, 2016 | Financial Planning, Insurance, Life Insurance, Risk Management
While insurance isn’t the most glamorous thing to purchase, it is often a necessity. You can’t legally drive a car without it. You certainly wouldn’t want to live in a hurricane zone without it. So why do so many people disregard or minimize life insurance? Life...
by McCabe & Associates | Jul 18, 2016 | Financial Planning, Investment Management, Retirement Planning, Risk Management, Stock Market
When your portfolio is put together, allocations are chosen based on your goals, risk tolerance, and other elements of the financial planning process. Over time, as the market moves and current events take place, your portfolio naturally moves with it. Rebalancing is...
by McCabe & Associates | Jul 13, 2016 | Financial Planning, Investment Management, Retirement Planning, Risk Management, Stock Market
Those of us who have lived through multiple recessions, and certainly all of us who remember 2008-2009, have come to realize that managing investment risk is nearly as important as managing investments themselves. Diversification is a technique that helps reduce risk...
by McCabe & Associates | Jul 8, 2016 | Financial Planning, Investment Management, Retirement Planning, Risk Management, Stock Market
With all the ups and downs in the financial markets, it’s easy to get distracted from your end goals. But in the midst of volatility, it’s more important than ever to remain focused on what you’re trying to accomplish. Goal-based, long-term investment strategies are...
