Financial Advisors for Business Owners
Business-Specific Planning for Your Most Treasured Financial Asset
Your business is your legacy. We help make sure you're doing everything you can to help it last.
Book a Meetingor call 708.479.7755
Business Financial Planning Differs From Personal Financial Planning
If you own a small business, you've probably been trying to solve some version of these problems.
Retirement & Taxes
I want to put as much as I can away for retirement while saving on taxes. Which company retirement plan best fits my needs?
Key Employee Risk
I have key employees who'd be hard to replace if they left, or if something happened to them. How do I protect against that?
Family Succession
Some of my kids are interested in taking over the business. How can I transfer it to them without getting killed on taxes?
Seasonal Cash Flow
My cash flow is seasonal and I'm not sure how debt fits into my company's financial plan. How do I get a handle on this?
How We Advise Business Owners
Our firm's president built our Plank-by-Plank Process® from his own experience as a business owner, around four main areas.
Company Retirement Plans
We work to understand your company's cash flow and coordinate with your accountant to implement a plan that fits, whether that's a 401(k), defined benefit, or cash balance plan.
Business Insurance Needs
We assess the risk to your business if a key employee or partner is suddenly gone, and put the right coverage in place to protect it.
Business Continuity and Estate Plan
We work with your attorney to build a succession plan, so the business keeps running and transfers on your terms.
Cybersecurity
We help protect the accounts, data, and systems your business runs on, the same way we protect your personal wealth.
Featured Services for Business Owners
Estate Planning
We work closely with attorneys before and after your death to title and transfer assets efficiently to your family.
Learn more →Tax Planning
We proactively get your accountant what they need for tax prep, and use technology to enhance your tax planning.
Learn more →Insurance
We work with insurance professionals in our network to cover the entire spectrum of your insurance needs.
Learn more →Cybersecurity
You've spent a lifetime building your wealth. Protecting it now matters just as much.
Learn more →
“For more than 35 years, Apple Chevrolet has partnered with McCabe & Associates. Choosing McCabe & Associates has been one of the best business decisions we have made.”
This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.
The McCabe Difference for Business Owners
We connect with your other professionals and lead discussions to make sure your tax, estate, and insurance plan are all working together.
We educate, implement, and help administer company retirement plans for business owners.
We develop a specific financial plan for your business while keeping your personal financial plan in mind.
We know business owners want their employees to get sound financial advice too. We're happy to talk with them.
We have over 45 years of experience in this industry, helping hundreds of clients.
We've helped business owners transfer companies to the next generation without derailing the business or the family.
Trust Is Earned Over Time
Schedule a meeting so our advisors can get a feel for your business before starting a relationship. There's no pressure and no obligation to move forward.
Book a MeetingOne Coordinated Plan, Wherever You Operate
We work with business owners across the country, coordinating with your accountant, attorney, and insurance professionals no matter how many locations your business has.
- Home office
- Clients live here
Client locations are current as of August 12, 2026 and are reviewed periodically.
See every state we serve →How We Coordinate
Your Full Team, One PlanWe coordinate with your accountant and attorney so your tax, estate, and insurance plan move together, not in separate conversations.
How We MeetWe can meet in person at our Mokena office or virtually, whatever works best for you.
708.479.7755 · 9480 Enterprise Drive, Suite 1, Mokena, IL 60448
Explore the Virtual Family Office →Resources for Business Owners
Featured Playbook
The Business Owner's Exit Playbook
Succession, liquidity, and transfer planning for families whose wealth is tied to a business.
Read the Playbook
Related Reading
Article
When To Transfer Your Wealth
How to think through the timing of gifts and transfers across your family.
Read article →Article
Do You Need a Trust?
When a trust is worth setting up, when it isn't, and what it actually does.
Read article →Article
How Are Trust Distributions Taxed?
A plain-language breakdown of how trust distributions are taxed and who owes it.
Read article →Frequently Asked Questions
Why is planning for my business its own specialty?
Tax law, estate planning, and the problems business owners face are different from the ones an individual investor faces. You need someone who works with business owners specifically, the same way you'd see a specialist for a specific health issue.
Do you work with S-corps, partnerships, and sole proprietors, or just certain business types?
We work with businesses across structures. The planning changes based on how your business is set up, and we adjust our approach accordingly.
Can you help if my business doesn't have a retirement plan set up yet?
Yes, that's often where we start. We'll walk through which plan structure fits your cash flow and help you get it in place.
What happens to my plan if I sell or exit the business?
We build your personal and business plans together from the start, so a sale or exit doesn't mean rebuilding your financial plan from scratch.
How do you charge for your services?
Our firm charges an assets-under-management fee, calculated as a percentage of the overall assets we manage for you.
How often do we meet?
Every business owner's schedule is different, so we build our meeting cadence around yours. Most business owners meet with us 2-4 times a year.