Financial Advisors for High-Net-Worth Families
Planning for Family Decisions Instead of Individual Ones
Families with $5M+ in net worth carry more complexity than a standard financial plan can hold: advanced tax strategy, layered estate planning, and real protection through insurance and cybersecurity.
Book a Meetingor call 708.479.7755
HNW Families Care About How Advice Is Delivered
Wealthy families rarely need more products. Underserved HNW families tend to say the same four things about their last advisor.
Siloed Advice
My advisor does a great job with investments, but he's never really talked to me about taxes, estate plan, or insurance.
Family Readiness
I'm worried my kids won't be able to handle this amount of wealth at a young age. Does your advisor meet with them?
Disconnected Professionals
I feel like my advisor should know my accountant and attorney, but he's never asked for their information.
The Business, Set Aside
When we meet, we mainly talk about the portfolio. We don't really discuss my small business because it's treated as a separate issue.
How We Advise High-Net-Worth Families
Our Plank-by-Plank Process® treats whole-family wealth as four coordinated disciplines, not four separate conversations.
We Offer Solutions, Not Products
We focus on listening first and craft strategies built around your goals.
We Provide Truly Holistic Advice
Investments are one plank of the bridge. We weigh tax, estate, insurance and cybersecurity just as heavily.
We Coordinate With Other Professionals
We work directly with your CPA and estate attorney so every recommendation moves in the same direction.
We Support Family-Level Decision Making
We bring your spouse and adult children into the conversation at the pace you set.
Featured Services for High-Net-Worth Families
Retirement Planning
Technology and a variety of experts to tackle Medicare, Social Security, and when you can retire.
Learn more →Generational Planning
Effectively pass on your legacy to those closest to you, with a plan the whole family understands.
Learn more →Portfolio Monitoring
A "one stop shop" reporting system for viewing every element of your plan at once.
Learn more →Education Planning
How much to save for college, and what to do with leftover education funds.
Learn more →
“Tim McCabe and his team have been invaluable advisors for our small business and now 3 generations of family. Over the years they have consistently provided helpful recommendations for setting up retirement accounts, life insurance, 529 college plans, and minor Utma accounts. One of the most significant recommendations was making us aware of profit sharing and pension plans.”
This testimonial and/or endorsement was given by a client of the financial advisor and no compensation was provided directly or indirectly. This testimonial and/or endorsement is not a guarantee of future performance or investment success, and the testimonial and/or endorsement may not be representative of the experience of other customers. Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.
The McCabe Difference for High-Net-Worth Families
We proactively engage with your children to provide family advice across generations.
We coordinate directly with your estate attorney and CPA so tax, trust, and legacy strategy move together.
We intentionally limit how many HNW and UHNW households we take on, so your family gets real depth of attention.
We build one Wealth Bridge plan spanning investments, tax, estate, insurance and cybersecurity.
We meet you on your schedule, virtually or in person, wherever your family is located.
We've guided high-net-worth families through market cycles and generational transitions for over 45 years.
See If We're the Right Fit for Your Family
Meet with an advisor for an honest conversation about your goals. There's no pressure and no obligation to move forward.
Book a MeetingOne Coordinated Plan, Wherever Your Family Is
We work with high-net-worth families across the country, coordinating with the CPA, estate attorney, and insurance professionals your family already trusts, no matter where they're located.
- Home office
- Clients live here
Client locations are current as of August 12, 2026 and are reviewed periodically.
See every state we serve →How We Coordinate
Your Full Team, One PlanWe coordinate directly with your CPA, estate attorney, and insurance professionals, so every recommendation moves together.
How We MeetWe can meet in person at our Mokena office or virtually, whatever works best for your family.
708.479.7755 · 9480 Enterprise Drive, Suite 1, Mokena, IL 60448
Explore the Virtual Family Office →Resources for High-Net-Worth Families
Featured Resource
The $5M Family Wealth Playbook
A planning roadmap for families managing wealth in the multimillion-dollar range, built from the same framework we walk clients through in their first meeting.
Read the Playbook
Related Reading
Article
When To Transfer Your Wealth
How to think through the timing of gifts and transfers across your family.
Read article →Article
Do You Need a Trust?
When a trust is worth setting up, when it isn't, and what it actually does.
Read article →Article
How Are Trust Distributions Taxed?
A plain-language breakdown of how trust distributions are taxed and who owes it.
Read article →Frequently Asked Questions
Do you work with families who already have multi-generational trusts in place?
Yes. We regularly step into an existing trust structure, review it with your attorney, and coordinate ongoing administration rather than starting from scratch.
Can you coordinate with our existing CPA and estate attorney, or do we need to switch?
You don't need to switch anyone. We work directly with the professionals you already trust, and that coordination is part of the Plank-by-Plank Process.
How do you handle privacy for high-profile families?
Discretion is standard practice for our HNW households, from how we communicate to how records are stored. We're happy to walk through our specific safeguards on a call.
What fees do I pay?
For advisory clients, our firm charges a percentage of assets under management annually, broken into 4 payments a year. Contact us to discuss our fee schedule.
How often do we meet?
On a schedule that works for you. Busier professionals may prefer once a year; retirees often prefer quarterly. On average, clients meet with us 2-3 times a year.