College Savings Calculator

Use this tool to estimate how much college will cost by the time your child turns 18. See how much you need to save based on either a one-time lump sum investment or a monthly contribution plan.

$
Total estimated tuition for all 4 years at today's prices
 
%
College costs have historically risen ~5% per year
%
Historical average: 7–10% before inflation
$
Amount already saved in a 529 or other education account

Enter your information and click
Calculate College Costs to get started.

Disclaimer: This calculator provides estimates for informational purposes only and does not constitute financial, tax, or legal advice. Projections assume a constant rate of return and constant inflation, which will vary in practice. Consult a qualified financial advisor for personalized college savings guidance.