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College Savings Calculator

Use this tool to estimate how much college will cost by the time your child turns 18. See how much you need to save based on either a one-time lump sum investment or a monthly contribution plan.

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Total estimated tuition for all 4 years at today's prices
 
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College costs have historically risen ~5% per year
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Historical average: 7–10% before inflation
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Amount already saved in a 529 or other education account

Enter your information and click
Calculate College Costs to get started.

Disclaimer: This calculator provides estimates for informational purposes only and does not constitute financial, tax, or legal advice. Projections assume a constant rate of return and constant inflation, which will vary in practice. Consult a qualified financial advisor for personalized college savings guidance.